Francine Litter Welcomes You to Baltimore!

Welcome to the Devonshire at White Marsh web site. This site was created for you. I sincerely hope you find it useful and will visit it often.

I will try to keep your site as informative as possible with all kinds of news and other information in general and about Devonshire at White Marsh in particular.

Since this is your web site, I invite you to participate by posting recipes, lawn and garden tips, home maintenance tips, classified ads, and new neighbor information. You can even post pictures of people, and events going on in the neighborhood! And best of all, it’s absolutely free! I pay for everything!

For More Information Contact Francine Litter at 443-695-2299 or email francinelitter@mris.com or Visit My Website

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Baltimore Is Suing Wells Fargo?

New York Times, January 8, 2008
By GRETCHEN MORGENSON

Baltimore’s mayor and City Council are suing Wells Fargo Bank, contending that its lending practices discriminated against black borrowers and led to a wave of foreclosures that has reduced city tax revenues and increased its costs.

READ THE FULL NEW YORK TIMES STORY.

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Baltimore Real Estate Situation

CityBlogUSA is entering the Baltimore dialogue by including the city in its national resident blogging network.

CityBlogUSA was founded by a real estate agent and former company owner, Donald Teel. “The CityBlog Network allows anyone to blog about their favorite cities or home town anywhere in the U.S.,” said Teel. Literally hundreds of real estate agents have positioned themselves in the CityBlog sites as local Real Estate and Relocation Specialists.

Teel said, “CityBlog provides a transparent view of each American city, after all, who knows more about a city than the people who live there?” Agents are invited to “Stake a Claim” to their city and to utilize CityBlog as a way to provide Baltimore with positive communication about lifestyles, jobs, real estate, health care, sports, schools, retirement, politics and more.

To become the exclusive real estate sponsor, click here.

To become a Balitmore CityBlog Author, click here.

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License to Steal

If you’re a licensed Maryland Home Improvement Contractor you have been issued
a License to Steal.

How’s that possible you say?

Here’s how.

1. Get you MHIC license, it’s very easy, you don’t even have to know anything about construction. The test is an open book test on laws and regulations. It’s Simple!
2. Next, put an ad in the paper, cost, about $50 per week.
3. Wait for the phone to ring.
4. Visit unsuspecting home owners and give estimates for work. You can easily “low ball” your bids so you make sure you get the job.
5. Take a deposit, current law allows up to 1/3 of total job cost. $90,000 total job = $30,000 deposit before you ever drive one nail. 
6. Use the money to buy low quality material and begin work.
7. After few days “walk off the job” and don’t return, keep the balance of any payments.
8. Next file a “mechanics lien” against the home/homeowner. You can make a false claim that the owner refused to make additional payments for work. You can tie up their home for years in litigation, or at least threaten to.
9. The unsuspecting home owner will have to hire an attorney which will cost them thousands just to prove your claim is bogus. You may even be able to win {Judges are generally ignorant of construction practices and make bad rulings based on their ignorance. With enough bogus paperwork you can confuse the judge. Who will probably rule in your favor} and get more money - even without your own attorney.
10. If you don’t want to litigate, which you don’t, you have more home owners to scam, you can go to the homeowner, tell them you’ll withdraw your mechanics lien if they sign a “settlelement” agreement absolving you of any wrongdoing and they must let you keep their money. If you’re really bold you can demand even more money {extortion}. It’s cheaper for the owner to forfeit the $30,000, $40,000 or even $50,000 you have kept, than it is to spend $80,000 or more in attorney’s fees to fight you.
11. The best part is the homeowner can’t file a complaint with DLLR because they say the local court supersedes DLLR administrative law hearings. DLLR is powerless to touch you!

Great scam huh!

Ya wanna know who set up this great scam for you? The Maryland Home Improvement Commission and the Department of Licensing and Regulation.

How do I know this works? A notorious Maryland Contractor from Baltimore does this all the time.

XXXXXX Group, Mark XXXXXX, of XXX Glen Allen Drive, Baltimore, MD 21229, Lic # XX-XXXXXX.

There are ways to protect yourself from all unscrupulous contractors, contact me and I’ll tell you how.

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